Card pricing, turned into loyalty

The card fee that comes back.

Turn a familiar card purchase into a reason to return. Offer 3% in store credit, track the balance, and see what customers come back to spend.

Start a pilot Follow one sale
Run $1,000,000 of card sales, and about three percent never reaches you.
~97% stays your revenue, exactly as today. $30,000  lost to processing at ~3%

Illustrative math at a flat 3% rate. Actual processing costs vary. Bungee does not recover these fees: your business separately issues and funds the store credit.

01Follow one sale

Where the three percent goes.

A customer pays by card.

A $14.94 purchase, on the terminal you already use.

The payment is approved.

Your processor handles the payment as usual. In this simplified example, a 3% processing cost is about $0.45.

Inside every swipe: the fee.

A thin layer illustrates the roughly $0.45 fee. Bungee does not take money from the processor.

Bungee snaps it back.

Your business issues a separate $0.45 in store credit. The processor keeps its fee; the customer gets a balance to spend with you.

A reason for the next visit.

Next time, $0.45 of credit turns a $9.85 purchase into $9.40. A reason to return, not a guaranteed visit.

Skip the animation ↘Illustration · merchant-funded rewards
A customer tapping a card on a terminal at a small deli counter

Built for the counter.

No new hardware and no processor change. Bungee runs on the phone or tablet already sitting at your register.

Try the counter · simulation

A $14.94 card sale.

Issue a 3% reward to this sample customer. No real money or customer data is involved.

Fern & Rye · customer 2841$14.94

Ready to issue $0.45 credit

A simple counter workflowRecord a sale and issue credit. Square sync is in pilot development; availability depends on your setup.
Any processorKeep your existing terminal. The manual counter works alongside your processor; this does not imply a direct integration.
No card numbers, everBungee sees a one-way card token and the last four digits. The number itself never reaches us.
03The pilot

A 30-day pilot, start to finish.

01
Day 0

Keep your prices

Your processor and your posted card and cash prices stay exactly as they are. Bungee never touches the payment.

02
Day 1

Ring the sale like normal

Record the amount and customer reference at the counter. Connected payment events are being tested for eligible Square setups.

03
Day 7+

They come back

Look up the balance and apply the discount in your POS before charging. Record the redemption in Bungee so the ledger stays current.

04
Day 30

Read the numbers

Review credit issued, credit redeemed, outstanding balances and sales with redemptions. These show usage, not proof of incremental revenue.

Same purchase. A new reason to return.

Without Bungee

Card pricing alone

  1. A card sale happens. You recover the processing cost in the card price.
  2. The receipt shows a fee line. The customer quietly resents it.
  3. The story ends there. The fee buys you nothing after the transaction.
With Bungee

Card pricing with Bungee

  1. The same card sale happens. You recover the same processing cost.
  2. Your business issues $0.45 of store credit, keyed to the card they paid with.
  3. The screen turns: "You earned 3% back in store credit here."
  4. A balance for next time. Track whether customers return and redeem it.
04See what you measure

The pilot measures itself.

Every sale, redemption, and complaint lands on a live dashboard. Explore the working interface below with synthetic transactions, not real customer results.

Sample data. Your dashboard starts at zero and fills up as you use the counter.

05Where it fits

Where the fee stings most.

See what a 3% reward looks like for your counter. Choose an example, or enter your own purchase amount.

$

Illustrative reward rate: 3%

Store credit for a future visit$0.45

Issued and funded by your business.

Examples, not a revenue forecast. Credit issued is an obligation; redemption and return visits depend on customer behavior.

Fair questions.

Is this legal?
Bungee is a rewards ledger, not approval for a pricing policy. Your location, payment-network rules, processor agreement and reward terms determine what is permitted. Confirm your setup before changing prices or launching rewards.
What does the pilot cost?
Nothing. Thirty days, free, and we do the setup. If it works you will see it in your own dashboard, and we will talk about a monthly price then. If it does not, we switch it off and you keep the data.
Do I have to change my processor or POS?
No. Bungee never touches the payment, the card number, or your processor. It runs beside your register on any phone or tablet, and the credit it tracks is issued by you, like a gift card balance.
What stops customers from seeing this as a gimmick?
The money is real. The credit spends like cash at your store, it does not expire during the pilot, and the confirmation screen shows exactly 3% of the purchase coming back. That is the honest version of a fee they were already paying.
What happens to the credit if I stop?
Outstanding credit is your promise to your customers, and the dashboard shows the exact total at all times. If you end the pilot, you honor what is outstanding and issue nothing new. Outstanding balances remain your obligation. Their size depends on how much credit you issue and customers redeem.
The card is the accountCredit keys to a secure card token. Card numbers never reach Bungee.
Runs beside any processorManual counter available. Square sync in pilot development.
You control the rewardSet a rate and track the balance your business owes.
30 days, free, reversibleKeep it only if your own dashboard earns it.